The EB5 Investment Visa for
US Green Cards (Permanent Residence) by immigrant investment
into the most popular Government approved EB5 Regional Center
You and your immediate family
can now obtain green cards and permanent US residency with an
EB5 visa by
investing $560,000 into a US Government designated Regional
Center. It will give each of you the security of permanent US
residency without repeated visa applications. Citizenship may be
obtained after five years.
Green Card. The
attraction of a green card via an EB-5 investment visa is
that it can be secured before you commit to emigrating. You will
also have the
flexibility to take any job, run any business, retire and
live anywhere in the USA. As a resident you will have access to
many of the benefits enjoyed by US citizens such as education
and, in certain states such as Florida, you will enjoy
substantial savings in property tax.
For most, emigrating to the USA is about a better quality of
life. Permanent residency avoids repeated visa
applications and allows you the opportunity of dual
citizenship. The EB-5 visa will secure you Permanent Residency.
Enjoy an American Life
through Future Consulting Group
For more information
call our Canadian office on
email us at firstname.lastname@example.org
On this page:
EB-5 in Brief
What is a Regional Center?
Which type of RC Investment?
Sources of Funds
3 Forms of EB-5
Steps Before Investing.
Also on our Useful Links page you can find information from and
links directly to the USCIS website.
EB-5 Visa – in Brief –
Permanent Residency for the Immigrant Investor
Drawbacks of other visas:
Work visas tie you to a specific job, location and/or
career. E-2 visas can be difficult to renew and force
children over the age of 21 to leave the country. Student
visas allow very limited or no work.
It’s fair to say that no-one
wants to invest $560,000, plus approximately $50,000 in related
costs, to secure a green card. The fact that so many do so is a
strong indication of how hard it is to obtain Permanent
Residency in the US.
Advantages of the EB-5 visa
- Permanent Residence for the whole family with one
- Husband, wife and all unmarried children under 21
receive Green Cards.
- Live anywhere in USA.
- Take any job, run or start any business, even retire.
- Any nationality may
- No language requirement.
- Same privileges as a US citizen:-
- Free public school education.
- Same University fees.
- Access to Medicare after 5 years.
job market for your children in the future.
- Property tax savings in some states like Florida.
- Citizenship after five years.
Requirements of the EB-5 visa
- Net worth of $1 million, or high annual income
- Minimum investment of $500,000
- Associated costs circa $60,000, including:-
- Specialist EB-5 attorney
- Medical check
- Filing fees to the USCIS
- Birth certificates
- Marriage certificate
- Police Record check
- No previous US immigration violations
- Detailed documentation for source of funds
- Time to obtain Conditional Green Card, almost 12 months
but getting in less time.
- Time to secure Permanent Green Card, 3.5 years
Advantages of American Life Regional Centers
- Choice between equity or loan-based investments in
commercial property development
- Fixed income for loan-based investments
- Rental income on an equity investment, plus capital gain
expected in the long term
- If you change your plans, you may exit your equity
investment at anytime
- Dispose of your equity investment after 3.5 years
under visa rules
Qualifications of Future Group associated Regional Centers
- Over 1000 EB-5 investors
- 15 years’ experience with the EB-5 program (since 1996)
- The most popular Regional Center
- A business model with zero debt
- Every EB-5 project has met job creation and all other
- We have more investors with unconditional Permanent
Residence (I-829) than any other RC
- No denials at conditions' removal stage (I-829)
- The only Regional Center attracting US investors as well
as pension fund investors
- Over 450 US investors, unique among Regional Centers
- Experience with investors from Britain, Australia, South
Africa, India, Korea, Mexico, China, Iran, Brazil, Colombia,
Back to top
What is a Regional Center?
A Regional Center is an area
designated by the USCIS as eligible to receive immigrant
investor capital. They are especially attractive because
investors may rely on indirect job creation rather than directly
hiring ten employees.
Some Regional Centers
encourage the perception that, because they are Government
designated, the investment has the Government’s stamp of
approval. They do not. Please be aware that all Regional
Centers are Government designated for purposes of immigration.
This does not guarantee the quality of the investment. You
should assess the investment on its own merits and seek
professional investment advice.
The law states that a
Regional Center investment must be ‘at risk’. That means it
cannot be guaranteed. Apart from that, it does not have to be
Which type of Regional
There are three types of
Regional Center investments. If you decide that the EB-5 is your
visa of choice, the next key decision is to select a Regional
Center which −
- protects your capital
- has a long record of
success with visa applications
- doesn't tie up your
capital for any longer than necessary
- compensates for
inflation with income and prospects for capital growth
1 Loan Based
A few Regional Centers now
offer ‘loan’ based schemes, where your funds are lent to another
organisation for local infrastructure projects. A municipality
or associated development agency usually becomes responsible for
repaying your capital. Should the municipality or agency default
or restructure its debt, it could be a long time before your
capital is repaid.
2 Equity Investments –
active trading businesses
Equity investments are asset
based and can be either property or actively trading businesses.
Active trading businesses are managed directly by the company
operating the Regional Center. The active trading businesses are
small and are not on any recognised stock exchange. They are
vulnerable to market forces such as demand and competition, so
their value and prospects are hard to assess. Sadly, a few such
investments have failed. Funds can be lost entirely and, if some
capital is recovered, it might take a considerable time.
3 Equity Investments –
As any fund manager will
testify, most investments carry risks, and that includes
property. But a property without any debt − and zero debt
is the key − carries almost no risk of loss. Compared to a
trading activity or a loan, a property is a small piece of
‘planet earth’ that cannot be taken away. Buildings may be
destroyed, but if insured, will be replaced. Values do decline
in recessionary periods, but history has demonstrated that
property prices soon rise again to surpass previous peaks. This
has been the case in every recession throughout history.
Location too affects risk. If you can choose an area where
the property prices have historically grown or remained
relatively stable, then risk is further reduced.
Future Group Associate − a property
based Regional Center
Here are some reasons why it
is the most popular EB-5 Regional Center manager −
- We are the longest
established Regional Center management company, founded in
- Almost half our
investors are US citizens who have no need of a visa and who
invest on the same terms and share the same investments as
immigrant investors. No other Regional Center attracts US
citizens as investors.
- Our investments are
freehold commercial properties with zero debt in a location
of long term stability.
- We have the best record
of income and capital growth of any Regional Center.
- We attract more
immigrant investors than any other Regional Center.
- Income on cash is paid
to investors, usually monthly.
- Rental income of
approximately 5 per cent, net of management charge, is paid
to investors monthly.
- Our projects have a 100
per cent success record with both EB-5 visa processing and
'Conditions' Removal, some two years after emigrating.
- We have a sales team sell your shares, once visa conditions have been
removed, or at any other time.
- You may sell your shares
and exit whenever you wish. If your circumstances change and
you abandon your visa application, you are not contracted for any period. Most Regional Centers tie you
in for five or six years.
A Green Card and Permanent
Residency gives the holder, and his or her immediate family, the
right to live, study and work anywhere in the US. There are many
visa categories. Some allow you to apply for a green card after
you have been in the USA for a specific period, but most do not.
The EB-5 visa is unusual in that it provides you with a green
card at the outset.
Work, study, or retire,
the choice is yours
The current legislation
enables EB-5 Regional Center investors to retire to the USA and
provides families with immigration security, eliminating the
worry of reapplying and the risk of changes to immigration
rules, as with most other visa categories. It is the only visa
which allows retirement to the US. It also provides the
flexibility to live anywhere, study or take any job, own and
operate any business, and to change employment or career without
Equal visa status for
every member of your family.
When you emigrate, you do so
knowing that you and your immediate family have Permanent
Residency. For immigration purposes, ‘immediate family’ is
defined as the investor, the investor’s spouse, and all their
unmarried children under the age of 21 at the time of the visa
application. That is, if the EB-5 application is filed before
the child is 21 – even though he or she turns 21 during the
process – your child is eligible for the EB-5 visa. Adopted
children are also eligible.
Your children may attend
schools or apply to universities with the same rights as a US
citizen. As long as they remain resident in the US, their rights
do not end after they turn 21. Each member of the family may
apply for citizenship after holding their green card for five
years, and dual citizenship is allowed by the United States.
Your children will have the advantage of job opportunities in
the US and in your own country.
Funds for investment
Funds may come from any legal
foreign or US source; including gifts, loans, executive pension
funds (SIPPS), trusts and divorce settlements. Whoever receives
the visa must make the investment. Borrowed investment funds
qualify as long as they are not secured by the assets of the
The 2003 Regional Center
investment legislation was introduced as a Pilot Program, and
has been extended.
All our Regional Centers are
certified as high unemployment areas which keeps the minimum
required EB-5 investment capital to $500,000.
Direct employment is
generated in each of our projects. Also, before making
properties available to EB-5 investors, American Life uses an
economist to quantify sufficient indirect employment,
using the ‘Job Multiplier’ formula in accordance with practices
accepted by the USCIS. Our 100% record of conditions removal
since 1996 attests to our successful job creation.
Direct employment is
sometimes promoted as being better than indirect employment.
This is not so. Using the direct employment method, job creation
calculations are done when conditions are being removed (some 2
years after you emigrate). If the Regional Center which uses
direct employment has failed to secure enough jobs at that time,
it would result in the denial of your visa.
EB-5 Visa − and the three
forms of Investment Green Card
The USCIS (the US Citizenship
and Immigration Service) refers to this category as an
Investment or Employment-based Green Card since it is based on
an investment in a US business which will create at least ten US
The EB-5 Visa approves your
green card before you emigrate. The legislation does not require
you to manage the day-to-day affairs of a business; you may
invest in an existing or a new business; more than one person
may invest and you may be a minority owner. You may live
anywhere in the US no matter where the investment is made and
are free to do whatever you wish, be it study, work, run a
business or retire.
An EB-5 visa has three
different forms −
- Invest $1,000,000 into a
business and hire ten employees anywhere in the USA, or
- Invest $500,000 and hire
ten employees in an area where the unemployment rate is 150%
of the national average or the rural population is less than
- Invest $500,000 into a
Government designated Regional Center and avoid direct
Over 90 percent of EB-5
applicants invest in a Regional Center.
EB-5 visa history and the
The EB-5 Regional Center
program was suspended in 1998 as a result of fraud and, it might
be argued, insufficient policing by the immigration authority at
The program was reintroduced
in December 2003. It is now supervised by the USCIS which
applies a stringent assessment of all immigration applicants and
their sources of capital. This Pilot Program, through strong
bipartisan support in Congress, has been extended until
In addition to the minimum capital
contribution of $500,000, Future Group requires a fee of
- Legal fees vary
according to the work involved and can range between $15,000
- The EB5 visa filing fee,
payable to the USCIS, is $1,500 per applicant family.
- The fee to the NVC
(National Visa Center) is $380 per family member.
- Medical examinations
vary from country to country, but can be about $320 for each
adult and $150 for children under 15.
The total fees for a family
of two adults and a child can total between $47,000 - 68,000.
Green card. After you
have invested and your attorney has submitted your visa
application, green card processing takes approximately 9 months.
Processing times vary and we advise that, for planning important
issues such as children’s schooling, it is best to allow 9-12
months between visa application and the issue of your green
card. This green card is 'conditional', see Permanent Residency
Once you have emigrated, you must apply to have ‘conditions’
removed from your green card after 1 year and 9 months in the
USA. Processing takes up to six months. ‘Conditions’ removal
means that all family members have permanent residency and your
visa is no longer tied to your investment.
The investment. The
minimum period for an EB-5 investment is
approximately three years. This is the time between making the
investment and 'conditions' removal (permanent residency). Once
conditions are removed you are free to sell your investment.
Citizenship. EB-5 visa
investors who have held a green card for 5 years are eligible to
apply for US citizenship.